FRONTLINEPRIVACY

Cotality (formerly CoreLogic)

A risk datasite that exposes your name, address, phone, and relatives. Here's what they collect, how to opt out, and why it matters if you're on the job.

Visit Cotality (formerly CoreLogic)

What Cotality (formerly CoreLogic) collects

  • Property ownership records, current and historical
  • Mortgage origination and servicing data
  • Property tax records
  • Foreclosure and default history
  • Flood zone and hazard risk scores
  • Automated home valuation estimates (AVMs)
  • Rental history
  • Insurance claims data (via Symbility)
  • Tri-merge credit data (via Credco, FCRA-regulated)

How to opt out yourself

Direct opt-out: https://www.cotality.com/legal/state-privacy-laws

  1. Open https://www.cotality.com/legal/state-privacy-laws in a private window. The footer link is labeled 'CCPA & other state privacy laws'.
  2. Pick the consumer form — there are two. The other one is for B2B and employee requests, not you.
  3. Submit name, current address, prior addresses going back at least 15 years, DOB, and email.
  4. If you've ever pulled a mortgage and want the credit-reporting side covered too, file separately at https://www.cotality.com/legal/credco-consumer-assistance for Credco.
  5. If you've made a homeowner insurance claim, file separately for Symbility through the same state-privacy form, listing Symbility by name.
  6. Allow 45 days under CCPA, with one 45-day extension possible.
  7. If your state has an address-redaction law — Texas §25.025, New Jersey's Daniel's Law, Florida §119.071 — pursue statutory redaction in parallel. The Cotality opt-out and statutory redaction cover different angles and you want both.

What Cotality knows about you

Cotality is the new name. CoreLogic was the old one — the rebrand happened September 2025 after Stone Point Capital took the company private. Same database, same building in Irvine, new logo on the door.

The file is the largest property data set in the country. Current and historical ownership for nearly every parcel. Mortgage origination and servicing records. Property tax history. Foreclosure and default records. Flood and hazard scores. Automated valuation models. Rental history. Insurance claims through Symbility. Tri-merge credit through Credco (FCRA-regulated).

If your name is on a deed anywhere in the country, Cotality has the chain of title.

Why it matters if you're on the job

This is the biggest indirect doxxing source most first responders have never heard of.

PropertyShark, NeighborWho, BlockShopper, and a dozen smaller sites that publish home addresses don't crawl county recorders themselves. They license bulk property data — and Cotality is the upstream source for most of them. Opt out of NeighborWho on Tuesday, Cotality refreshes Thursday, you're back by next month.

People-search sites you can suppress in 72 hours. Property data goes deeper. The deed is public at the county; Cotality just makes it nationally searchable in one query. A stalker doesn't need to know your county — only your name.

The clean fix is upstream. State address-redaction laws — Texas §25.025 for peace officers, New Jersey's Daniel's Law for covered persons, Florida §119.071 for sworn officers — let you redact the address at the county source. Once redacted at the county, future Cotality pulls won't have it. Combine that with a Cotality opt-out for existing data and you've covered both sides.

How to opt out

Go to cotality.com, scroll to the footer, click "CCPA & other state privacy laws." There are two consumer forms. Pick the one for property and personal data. The other is for employee and B2B requests and won't help you.

Credco is the FCRA-regulated credit side. If you've pulled a mortgage, your tri-merge ran through Credco. File separately at cotality.com/legal/credco-consumer-assistance.

Symbility is the insurance-claims side. List it by name on the state-privacy form.

CCPA processing runs 45 days, with one extension possible. They retain data for regulatory and legal obligations, including FCRA-mandated retention on the Credco side.

How long until you're back

About 12 months once everything's redacted at the source. If you only opt out of Cotality and leave the underlying county deed in your name, the next quarterly bulk refresh re-attaches you. A deed transfer, a refinance, or a tax-record update pulls fresh data in. Statutory redaction at the county matters more here than at any other broker.

What we do that's faster

We file the consumer opt-out, the Credco request, and the Symbility request in parallel. For officers in states with address-redaction statutes, we walk you through the county filing too — the upstream fix Cotality alone can't deliver. We monitor every two weeks and re-file when new property data shows up.

Doing this for one broker is straightforward. Doing it for 200, on a continuous basis, is what we do.

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