Cotality (formerly CoreLogic)

What Cotality knows about you

Cotality is the current name for the company that used to be CoreLogic. Stone Point Capital and Insight Partners took CoreLogic private in 2021, and the business rebranded as Cotality in 2025. The database did not change.

That database is one of the largest property data sets in the country. It holds current and historical ownership for nearly every parcel, mortgage origination and servicing records, property tax history, foreclosure and default records, flood and hazard scores, automated valuation models, and rental history. Insurance claims run through Symbility. Tri-merge credit, a report combining your files from all three national credit bureaus, runs through Credco, which is regulated under the Fair Credit Reporting Act.

If your name is on a deed, Cotality most likely holds the chain of title.

Why it matters if you're on the job

This is an exposure route most people never think about, because Cotality does not sell reports to the public. It sells data to businesses.

Sites that publish home addresses, including PropertyShark, NeighborWho, and BlockShopper, mostly do not crawl county recorders themselves. They license bulk property data, and Cotality is a primary upstream source. So you can remove yourself from a downstream site and still reappear on it when that site refreshes its licensed data.

A deed ties your name to a specific home address, and to the people who live there with you. The record is already public at the county. Cotality's role is to make it searchable nationally in a single query, so someone with your name and nothing else does not need to know which county to look in.

The stronger fix is at the county source. Several states let qualifying responders restrict their home address in the underlying public records:

• Texas Tax Code §25.025: lets peace officers and certain other covered people keep their home address confidential in county appraisal records. You file a request with the appraisal district on the Comptroller's form.
• New Jersey's Daniel's Law: lets covered people, including active and retired law enforcement, judges, and prosecutors, require that their home address and unpublished phone number be withheld from public disclosure.
• Florida §119.071: exempts the home addresses of certain sworn law enforcement and other listed personnel from public-records disclosure.

None of these guarantees removal from a private database. They restrict the source record so that future Cotality pulls have less to attach to. Pair a county redaction with a Cotality opt-out for the data already in the file, and you have covered both sides.

How to opt out

Go to cotality.com, scroll to the footer, and click "CCPA & other state privacy laws." Choose the General Website Visitor Form. The other forms cover employees, job applicants, and business contacts, and will not help you here.

Before you file, know the ceiling. Cotality states that consumers generally cannot exercise deletion or opt-out rights over its data, because that data qualifies for exemptions under state privacy laws: the exemption for publicly available records, plus data covered by the Gramm-Leach-Bliley Act and the Fair Credit Reporting Act. That means a consumer deletion request may not remove your property or mortgage data. File it anyway, and lean on county redaction as the main lever.

Credco is the FCRA-regulated credit side. If you have pulled a mortgage, your tri-merge ran through Credco. File separately at cotality.com/legal/credco-consumer-assistance, or call Credco Consumer Services at 1-800-637-2422.

Symbility is the insurance-claims side. Name it in your request on the state-privacy form.

Under California's privacy law (CCPA), the response window is 45 days, with one 45-day extension allowed. Confirm the current process on Cotality's page before relying on these steps, since the site changes.

How long until you're back

Cotality refreshes its property data in bulk on a recurring basis. If you opt out but leave the deed in your name at the county, a later refresh can re-attach the record. A sale, a refinance, or a tax-record update also pulls fresh data in. Redacting at the county source matters more here than at most brokers, because the county record is what Cotality keeps reading.

What we do that's faster

We file the consumer request, the Credco request, and the Symbility request together instead of one at a time. For responders in states with address-redaction statutes, we walk you through the county filing, which is the upstream step a Cotality opt-out alone cannot reach. We keep checking and re-file when new property data shows up under your name. We handle most of this and tell you clearly when a step, like a signed county form, needs something from you. Once you are enrolled, upstream property-data suppression runs across the property-data brokers we monitor.